A Whole New Way of Thinking about - The Health Care System

The Health Options PlusTM Provides Comprehensive Health Coverage

Just a quarter century ago the entire health care industry basically consisted of doctors, pharmacists, hospitals and health insurance companies. Today we live in a more complex health care environment, however, within this complexity are new opportunities for truly reducing health care costs.The Health Options PlusTM incorporates several elements of the 21st century health care system to provide employees with a richer and more comprehensive package of health care benefits.

    • Major Medical Insurance
    • Insurance to cover Deductibles and Coinsurance
    • Proactive Wellness / Prevention Program
    • Disease & Chronic Condition Management
    • Telephone Access to Physicians 24/7/365
    • Prescription Drug Coverage
    • Medical Service / Bill Negotiation
    • Personal Health Coach
    • Smartphone Monitoring & Accessibility
    • Diminishing Deductible in Exchange for Prevention Steps
    • 24 Hour Registered Nurse Hotline
    • Personal Health Care Advocate
    • Employee Assistance Program
    • Online Health Information Resources
    • Annual Biometric Blood Test
    • Online Health Information
    • Health Assessment Report
    • Dental & Vision Coverage
    • Electronic Health Information Storage
    • Personalized 20+ page Health Plan
    • Waste and Fraud Filtering
    • Copays for Doctor Visits, Prescriptions, Urgent Care and Emergency

The Sad Reality for Employers

The Innovation Benefits Group at IBG-BMC are not rocket scientists. We are merely a group of dedicated professionals who are more concerned with our clients' well being than with perpetuating a system of business as usual with regard to simply selling another insurance policy. The Health Options PlusTM provides employees and employers with all of these benefits - and more. Typical cost savings for most employers is 15-35% below what they were currently paying. If your current agent can't do that then you simply have the wrong agent

"Most new things are not good, and die an early death; but those which push themselves forward and by slow degrees force themselves on the attention of mankind are the unconscious productions of human wisdom, and must have honest consideration, and must not be made the subject of unreasoning prejudice."

Thomas Brackett Reed